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You’ve applied for a mortgage with your bank and

You’ve applied for a mortgage with your bank and it’s been declined…
Don’t lose HOPE because we may be able to look at your application differently than the bank and get you APPROVED!!Here are some common reasons why they may decline you:
1️⃣ The only use one insurer (we have 3 we can work with)
2️⃣ Bruised credit and they don’t look at the whole picture
3️⃣ You don’t fall into their lending parameters
4️⃣ New job or lower income in years past
5️⃣ Higher debt ratios
6️⃣ Saving for down paymentJust because they said no doesn’t mean everyone will say no. As a mortgage broker, I work with over 30 banks and lenders and that gives us more options and guidelines which can increase your chances for approval!My DM's are always open, or you can give me a call, I would love to help!Stacey.Petruch@dlcme.ca | 780-217-4805 | http://staceypetruch.ca

Back to school feels a BIT different these days.

Back to school feels a BIT different these days.How does this season have you feeling!? 😬

When your down payment was ready to take the title

When your down payment was ready to take the title, but then interest rates, housing costs, inflation, and gas prices jumped into the ring 🥺In today’s market having an experienced mortgage broker in your corner will help guide you through the punches and come out a winner!Give me a call, I’d love to work with you!

I scream, you scream. We ALL scream for a lil babe

I scream, you scream. We ALL scream for a lil babe eating ice cream!!As you can see.. someone was a HUGE fan of @villageicecreamNext time you’re in Calgary I highly encourage a visit to try their salted caramel ice cream. Amazing!!

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Contact Stacey & The Sunshine Mortgage Team

Stacey Petruch • AMP

Mortgage Professional

Email: stacey.petruch@dlcme.ca
Phone: 780-217-4805

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