Understand your Application Process
Step 1: Apply For A Mortgage
Your first step to finding a mortgage, refinancing, transferring, or renewing is to apply. To make it easy, we offer our clients three options.
- Online – Most of our clients start by applying online. Simply click here and fill out the form. If you get stuck, send what you can, and we’ll contact you to help you fill out the rest.
- By phone – Call us at 780-217-4805 to book your phone application. The process takes about 10-30 minutes as we take down all your details. After, we’ll ask you to fax or email your credit consent.
- In-person – Call us (780-217-4805) to book your in-person appointment. The meeting should take anywhere from 10-30 minutes as we take down your information, along with your credit consent.
Step 2: Get Pre-Qualified
No matter which process you choose, we’ll give you a call once your application has gone through to confirm your pre-qualification. Then, we’ll walk you through the creation of a custom financing plan.
Once you’re pre-qualified, you can start moving forward, whether that’s making an offer on a new home, or shopping for mortgage financing approvals.
If you’re buying a home through a realtor show them this video:
Step 3: Submit Your Mortgage for Approval
Once we understand your needs and goals, our team will match you with the lender, mortgage product, and interest rate that best fits your situation.
From there, we submit your application for approval and guide you through the final details of your mortgage approval.
Step 4: Your Mortgage Is Conditionally Approved!
Once we’ve found a mortgage that works for your life, we will finalize the best custom approval for you. Then, all you have to do is sign your approval and you’re almost done.
Step 5: Financing Conditions Now Complete
Congratulations, your mortgage is officially finished. All you have to do now is meet with your lawyer or title company to register your new mortgage to your home’s title.
With good planning and organization from the very first step, we can work together to make getting the right mortgage, refinance or renewal for you easy and stress-free.