Understand your Application Process

Step 1: Apply For A Mortgage

Your first step to finding a mortgage, refinancing, transferring, or renewing is to apply. To make it easy, I offer my clients three options.

  1. Online – Most of my clients start by applying online. Simply click here and fill out the form. If you get stuck, send what you can, and I’ll contact you to help you fill out the rest.
  2. By phone – Call me at 780-217-4805 to book your phone application. The process takes about 10-30 minutes as I take down all your details. After, I’ll ask you to fax or email your credit consent.
  3. In-person – Call me (780-217-4805) to book your in-person appointment. The meeting should take anywhere from 10-30 minutes as we take down your information, along with your credit consent.

Step 2: Get Pre-Qualified

No matter which process you choose, I’ll give you a call once your application has gone through to confirm your pre-qualification. Then, I’ll walk you through the creation of a custom financing plan.

Once you’re pre-qualified, you can start moving forward, whether that’s making an offer on a new home, or shopping for mortgage financing approvals.

If you’re buying a home through a realtor show them this video:

Step 3: Submit Your Mortgage for Approval

Now that I understand you and your needs, you can leave it to me to find you the bank/lender, product and interest rate that suits your needs.

Step 4: Your Mortgage Is Conditionally Approved!

Once I’ve found a mortgage that works for your life, I will finalize the best custom approval for you. Then, all you have to do is sign your approval and you’re almost done.

Step 5: Financing Conditions Now Complete

Congratulations, your mortgage is officially finished. All you have to do now is meet with your lawyer or title company to register your new mortgage to your home’s title.

With good planning and organization from the very first step, we can work together to make getting the right mortgage, refinance or renewal for you easy and stress-free.